Top 10 Online Payment Gateway UK

1.Worldpay

Worldpay is one of UK’s leading payment gateway provider that processes half of all the payments taking place in the UK. Worldpay now has more than 20,000 customers who are using the app as the number one payment gateway. Also Worldpay is leading in UK with close to 7.9 billion transactions processed as of 2017. Worldpay also provides online transactions and payments is received through credit /debit cards and also E-Wallets. Due to its efficiency Worldpay is used in both small business enterprises and large enterprises and business companies. This payment gateway also provides a virtual terminal that allows us to capture payments from customers through phone and is also possible to keep a track of all payments using real time reporting. 

Features of Worldpay

• Secure payment can be done
• All cards are accepted
• Price plans are flexible
• Real time reporting provided

Pros of Worldpay 

• Offers virtual facilities

• Recurrent billing

• ACH payment processed

• Payment solutions available to both small and large enterprises

 Cons of Worldpay  

• Slightly expensive

2.Paypal

Paypal is considered as the worlds best trusted, popular and preferred brand among payment gateways. It is also UK’s number one most preferred payment gateways.  Paypal was first founded in 1998 and since then its has been running successfully throughout the country. It is present in more than 200 markets across the globe and also has more than 360 million active customers presently using it. It accepts 100 different currencies from worldwide and also supports almost every international credit card and debit card. The companies that commonly use Paypal are Amazon, Goldsmiths, Little woods etc. Recently they had won Webby award and Webby People’s choice award in 2006 for their outstanding customer performance. 

Features of Paypal

• Easily set up
• All international cards are accepted
• Prevents fraud
• Price plans are flexible
• Offers buy now and pay later offers
• Most reliable

  Pros of Paypal 

• Possible to pay with paypal account directly

• Accepts international card and payments

• Recurring payments are supported 

 Cons of Paypal

• High fee charge for low volume merchants

• Customization is possible only on expensive versions

3.Stripe

Stripe is a well known Irish American financial service and software company that has its dual headquarters situated at Dublin and San Francisco. Stripe has most recently gained utmost popularity in UK because of its transparent pricing systems. It is designed for gateway in UK and it offers payment with several ranges of API’s. Stripe is also customizable to look based on our stores designs and helps to have a good and comfortable shopping experience. It accepts all international credit and debit cards and payments can be made in more than 100 currencies.  Major companies like Google, Shopify,Amazon and Wayfair work with Stripe. 

Features of Stripe

• PCI complaint
• Live sales Reporting 
• All international cards are accepted
• Prevents fraud
• Price plans are flexible
• Most reliable
• Flexible invoice

Pros of Stripe

• Simple, transparent pricing

• Accepts international card and payments

• Payment gateway can be customized easily

• Designed suitable for all business sizes

 Cons of Stripe

• Must have technical knowledge

• Not suitable for use in physical stores

• Customization is possible only on expensive versions

4.Opayo

Opayo also known as Sage Pay group is also commonly used in UK and is currently UK’s leading second largest technology company. It is located in Newcastle Upon Tyne in UK and it is one time secure and reliable payment solutions for merchants. It is commonly used by even top brands like Krispy Kreme, Europcar, Cass art London, Magento 2, Lola’s cupcakes etc. Opayo is an all in one merchant account and payment provider which also offers a range of processing solutions for offline and online business. It accepts 25 currencies and payment from all international payment cards.  

Features of Opayo

• POS intergration
• Live sales Reporting 
• Fraud protection tool
• Spli payment accepted
• All international cards are accepted
• Prevents fraud
• Price plans are flexible

Pros of Opayo

• • Highest level of security provided
  • Recurring billing supported

• Simple, transparent pricing

• Accepts international card and payments

Cons of Opayo

• Must have technical knowledge

• Not suitable for use in physical stores

• Customization is possible only on expensive versions

• Support calls only cost 2p per min. 

5.Amazon Pay

Amazon Pay is a online gateway payment platform and processing service. Launched in the year of 2007 it has been flourishing and running successfully across the globe and especially in the UK ever since. The feature includes integration with Amzon.com that allows users to purchase items on the sites itself also pay for the directly online through Amazon account. The reason it has gained so much popularity is because of its easy to use feature and is straightforward and simple and almost anyone can use it to their convenience all that is required is to provide name, email address and password along with shipping and billing address. It accepts all international credit and debit cards and payments can be made in more than 100 currencies.

Features of Amazon Pay

• Customers can use existing payment information stores already in the website and the billing and shipping addresses
• They have flexibility of pay using credit card or Amazon pay balance
• Transaction is integrated into amazon experience 

  Pros of Amazon Pay

• Single checkout experience in user making it easy to shop from different sellers
• Available in many countries
• Payments are easy, secure for both buyers and sellers on Amazon. 

Cons of Amazon Pay

• Must have technical knowledge

• Doesn’t accept Paypal

• High fees for low volume

6.Braintree

Braintree offers online payment gateway that’s designed in order to integrate with all kinds of e-Commerce platforms across UK. It enables small and medium businesses to accept payment through their website as well as mobile app. The company initially started along with Paypal but is now working as a independent subsidiary. It is one of the most used payment gateways worldwide with more than 300 billion transactions. Payment process is very easy as it uses credit card, debit cards and ACH payments. Braintree has fraud free protection for all merchants and extra security features also. 

Features of Braintree

• Accepts all type of cards like credit, debit card and gift card.
• Allows customer to pay with simple phone number
• Accepts transfer from 26 different currencies
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 Pros of Braintree

• Braintree has affordable pricing plan
• Offers higher level of fraud and charge protection
• Available in many countries

  Cons of Braintree

• Does not offer software development kits
• Must have technical knowledge